Life, Disability & Critical Illness Insurance in Ontario
Not sure which insurance company or coverage is right for you? I compare options from multiple Canadian insurance companies to help you find coverage that fits your needs and budget.
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Independent Advisor • Multi-Carrier • Insurance Experience Since 2011 • Ontario-Based
Who I Help
Contractors & Trades
Electricians, plumbers, HVAC technicians, roofers, painters, carpenters, landscapers, and general contractors.
Contractors & Trades
Electricians, plumbers, HVAC technicians, roofers, painters, carpenters, landscapers, and general contractors.
Focus:
Protect your income, family and business if an illness or injury takes you off the job.
Ontario Families
For individuals and families who want to make sure a death, serious illness or disability doesn't become a financial crisis.
Focus:
Protect your family's income, mortgage, debts and long-term financial security.
Self-Employed Professionals
For consultants, realtors, mortgage brokers and other professionals who don't have a traditional employer benefits plan behind them.
Focus:
Build personal protection for your income and family without relying on workplace coverage.
Retirees
For Ontarians approaching retirement or already retired who want to organize income, registered savings and protection in a practical way.
Focus:
LIRA, RRIF/RIF and TFSA planning, retirement-income strategy, life insurance, final expense and simplified/no-medical coverage where appropriate.
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Straightforward life insurance options for people looking to cover final expenses or who may have difficulty qualifying for traditional coverage. Simplified and no-medical options are available depending on your situation.
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Receive a tax-free lump-sum benefit if you're diagnosed with a covered critical illness such as cancer, heart attack or stroke. The money can help with bills, lost income or whatever you need during recovery.
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Protect your income if an illness or injury prevents you from working. Especially important for business owners, contractors and self-employed professionals who may not have workplace disability benefits.
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Protect the people who depend on you. I compare term, permanent and no-medical life insurance options from multiple Canadian insurers to help find coverage that fits your needs and budget.
Our Services
About
Tony Sytsma
I help Ontario contractors, tradespeople, self-employed professionals and families protect their income and the people who depend on them. As an independent advisor with Blue Harbour Financial, I compare life, disability and critical illness insurance solutions from multiple Canadian insurance companies to help you find coverage that fits your needs, priorities and budget.